♫ Go together like a horse and carriage…♫
Once upon a time, I owned a home.
Nice corner lot.
In a sketchy neighborhood – it was all I could afford.
After a car ran into the house (driven by a drunk driver), a subsequent burglary (renovation workers?), and a plumbing failure with mold threatening, the insurance company cancelled my insurance.
A subsequent water damage problem came concurrent with the onset of my cancer, and loss of the house and insurance, home and medical.
Yeah, I know. Just lucky, I guess. 🙂
I did land ‘on my feet’, thanks to a good friend who allowed me to move in with her, and being awarded medical disability. Fortunately, not only do I get SSDI, but I had the foresight to obtain additional private carrier disability insurance when I was employed. Together, they make just enough for me to survive.
But the private insurer likes to give me hoops to jump through – like me sending them medical and financial records – lest I appear to be actually working and getting ‘extra’ unauthorized funds from them monthly!
The joys of bureaucracy.
Now, my former employer, TMCCC*, has contacted me suggesting I take retirement! I just turned 62. And as I haven’t accessed their human resources website in many years, I had to jump through even more hoops.
All to advise them I’ve no plans to retire until 2017 – when I turn 65.
At least I’m not a close friend who gleefully signed up for Obamacare! When it came time to renew their government-mandated medical insurance, they were told they could keep it. For an additional $300 a month!
Unable to afford it, they opted for AHCCCS – Arizona’s Medicaid option.
And trying to advise the federal government they were discontinuing one insurance, and starting another was (in a word) difficult. Apparently, one calls in and leaves a message, so ‘they’ can call you back. ‘They’ do so (days later), and then threaten you with prosecution for not having insurance – even though you explained to them you were simply changing to another carrier!
(I should have included this in my previous posts regarding customer service, I know!)
I know all of us must deal with some variety of bureaucracy and it’s web of crap, but, with this modern age of computers, the Internet and menu prompts, you’d think it would be easier?
Especially on the older with infirmities.
*TMCCC – That Major Credit Card Company, where I was employed 22 years.