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If You Like Your Insurance, You Can Keep It!

Well, maybe…

A close friend has fallen on some hard times, mostly because of health-related issues.  As a result, they have missed work, and as a result, have missed income.  (This is not my story.)

They obtained Obamacare last year, believing all the promises made public.  And they were obtaining top-notch medical care.  Seriously.

And all was right with the world.

Until the end of the year, when they were advised, yes, they could keep their insurance.  If they could pay ANOTHER $300 a month (on top of the $200+ they were already paying directly – the gov’t was paying $400 on top OF THIS!)  Our tax dollars at work!

SO, they went searching, and determined, based on their drop in income, they could qualify for Medicaid. (A State-run, federally funded insurance for low-income folks).

They jumped through all the hoops, provided all the documentation, and became insured once again.

And all was, once again, right with the world.

They were told they would have to requalify every six months, and could then make choices regarding which insurance they could have, of the few available.

They obtained some medical care and tests.  And prescriptions.  And made a carefully-studied choice regarding which company would be their next insurance.

And heard nothing.

And the six-month boundary passed.  Again, nothing.  No company literature, no insurance ID, no specifics.

And care, tests and prescriptions continued to be covered by the initially-assigned company.

And attempts to obtain an insurance ID card and literature on line required their insurance ID number.  Which was on the card.  Which was not in their possession.

And more tests were scheduled and appointments made.

Then, yesterday, after business hours, their pharmacy called to advise they had received notification the insurance had changed, and they would need a copy of her new carrier’s ID card.

The one not yet received.

And they have many tests scheduled, for serious maladies.  Heart and breathing related.

Now what?

What were those promises, again?

I suspect they will be many hours on the telephone and on-line today.

The adventure continues.

Keep a good thought.

If stress wasn’t part of the list of maladies, it certainly is now…

(This just in.  They were able to make telephone contact this morning.  They must CALL BACK Thursday or Friday to get the matter resolved, as the company had no idea who they were!!!)

I LOVE bureaucracy!

About guffaw1952

I'm a child of the 50's. libertarian, now medically-retired. I've been a certified firearms trainer, a private investigator, and worked for a major credit card company for almost 22 years. I am a proud NRA Life Member. I am a limited-government, free-market capitalist, who believes in the U.S. Constitution and the Rule of Law.


8 thoughts on “If You Like Your Insurance, You Can Keep It!

  1. Well, they’ve ensured my sister that she won’t have to deal with bureaucracy: she makes $200 a year too much for Medicaid and even with tax credits Obamacare is too expensive and has such high deductibles that it’s basically only catastrophic coverage.

    And a friend who is a small business owner was informed by the government that her insurance was TOO GOOD and was cancelled. So she and her employees are now paying more per month with higher deductibles and less coverage.

    I wish that those who campaigned for this were suffering the same misfortunes under what they demanded and the rest of us were left alone. Really, I do.

    Posted by ProudHillbilly | June 2, 2015, 10:06 am
  2. Everyone who had half a brain predicted this would be the result. (Remember “all the efficiency of the DMV and all the compassion of the IRS”?) But TPTB weren’t – and aren’t – interested in what’s best for the people; they never were. The only thing they wanted was a federalized healthcare system. And now, Heaven help us, it’s nearly here.

    Anyone want to bet on whether it gets worse?

    Posted by Rev. Paul | June 2, 2015, 10:37 am
  3. Sounds like a govt operation all right. We still have private insurance companies underwriting the policies, with the mandated stuff added in, but at greater cost and less efficient…and your deductable can easily be tens of thousands.
    With care like this who needs to go to prison for a date?

    Guff, I hope your friend gets it worked out before they end up having to use an ED as their primary care physician.

    Posted by KM | June 2, 2015, 8:12 pm
  4. Scary and not unexpected… I fear for those who don’t have the patience and ability to deal with all the BS…

    Posted by Old NFO | June 2, 2015, 11:09 pm

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